Keep an Eye Out for These Scams

  

Scammers pose as a trusted source like a business, bank, or government agency. They use names, logos, and caller ID tricks to look official. If they pressure you to act quickly or ask for sensitive info, hang up and dial a verified phone number.

 

 

Helpful tip: Block unwanted calls, texts, and emails immediately—and never click questionable links or attachments.

 

 

You meet someone online who seems perfect. But watch out if they say they need money for travel, a medical emergency, or legal trouble. Even in a long-term relationship, a scammer may be building emotional trust to take advantage of you.

 

 

Helpful tip: Use caution before sending money to anyone you don’t know or trust.

 

 

Fake postings can appear on job boards, in your email, or on social media. Be on the lookout for poor grammar, jobs that seem too good to be true, requests for personal info too early in the process, or payment for training.

 

 

Helpful tip: Always research a company before applying for a job or sharing information.

 

 

You get a call out of the blue or a pop-up freezes your screen warning that your computer is infected. Then a “technician” asks you to install software or give them access to fix the problem remotely. Don’t do it.

 

 

Helpful tip: Remember, legitimate tech companies won’t contact you directly or ask for passwords if you did not reach out first for help.

When NIMBY turns to YIMBY

 

	When NIMBY turns to YIMBY You’ve likely heard the term NIMBY (not in my backyard!) as it relates to the housing market, but have you heard of the YIMBY movement that is growing across the country? Today, let’s talk about it, how it's impacting housing, and another housing term reporters should know. Yes, in my backyard! While NIMBY is generally associated with a desire to preserve neighborhoods as they are, and the fight against new housing developments, YIMBY encompasses people who generally support increasing housing development, removing density limits, and expanding public transportation.  YIMBY Action, a network of groups across the U.S. that advocate for “abundant housing that’s inclusive, sustainable, and affordable,” currently has 72 chapters across 28 states . The group is registered as a 501(c)(4) social welfare organization, which means it can participate in lobbying and political issues and that – unlike a typical charitable organization – donations to the group aren’t tax-deductible. Although YIMBY Action doesn’t disclose its major donors, 47% of its 2024 revenue came from foundations and corporations. Several members of its leadership team also have ties to the real estate industry. The non-profit has helped push pro-housing legislation, including three Colorado bills recently signed into law. In Florida, a YIMBY group celebrated a local zoning change that would allow smaller lot sizes, and a new law signed in Arizona allows Accessory Dwelling Units (ADUs) , or “casitas,” to be built on single-family home lots in cities with more than 75,000 people. According to local reporters in New York, residents of Long Island are currently having a NIMBY/YIMBY divide on a proposed apartment building. Those against the proposal noted that it had too many issues that were unaddressed, including traffic congestion, the overburdening of utilities, schools and emergency services, and quality of life for current residents. Those in support of the proposal believe the new housing would strengthen the character of the neighborhood and provide alternative housing for families that would otherwise be priced out of the neighborhood. Who are the houses for? According to YIMBY Action, the country’s “housing shortage is a result of harmful laws passed at all levels of government,” and pushing for better housing solutions is a way to “reduce poverty, end homelessness, eliminate racial segregation, create jobs, and stop climate change.” While all of that sounds good, housing justice activists argue that YIMBYs have co-opted their messaging, but aren’t doing the same work. In California, activists have stressed that legislation that fails to require affordable housing to low-income residents, bypasses environmental regulation in the name of “efficiency,” and does not guarantee the use of union labor, will only benefit developers and landlords, rather than the people who need housing.  In the Phoenix area, historic neighborhoods are concerned that the new law to allow ADUs and “middle housing” (duplexes, triplexes, fourplexes and townhomes) on single-family lots will allow developers to tear down historic homes without guaranteeing affordability. As one neighbor told the local press, “I would love affordable housing in this neighborhood, but we're not developing affordable housing. We're building fourplexes, most likely market and luxury units.” A 2021 journal article called YIMBY the “latest frontier of gentrification,” and many opponents of the movement have stressed that economic inequality is at the heart of housing problems, not constraints on construction. Silver tsunami incoming Other critics of the YIMBY movement argue that the core argument of ‘just build more housing’ will only do so much to solve the housing crisis, as supply is only one small part of the equation, and deregulation may actually exacerbate the problem or create entirely new ones. Meanwhile, a recent opinion in the Washington Post noted that due to demographic shifts and construction surges, it is possible the housing shortage may actually fix itself in many regions of the country. It cautioned against YIMBY talking points as housing affordability is shaped by a lot more than zoning and supply. In particular, the author points toward an incoming silver tsunami – the “gradual exit of baby boomers from the housing market via downsizing, relocation or death” – that could greatly increase housing supply in the next few years. -REYNOLDS CENTER

2025 Subaru Outback: Versatile and Reliable

 

The Subaru Outback has long been a popular crossover SUV, thanks to its versatility, reliability and good looks. For 2025, the Limited trim level of both the Outback gets some popular options as standard equipment. Additional features include a power moonroof, heated steering wheel, driver attention monitor and the larger 11.6-inch Starlink infotainment touchscreen.

Safety Features
The Subaru EyeSight driver-assistance technology suite is standard and includes forward collision warning with automatic emergency braking, adaptive cruise control and lane-centering steering. Options include rear cross-traffic alert with automatic braking, blind spot monitors and emergency steering assist.

Under the Hood
The base engine in the 2025 Outback is a 2.5-liter flat-four cylinder that makes 182 horsepower and 176 pounds-feet of torque; a turbocharged 2.4-liter flat-four making 260 hp and 277 pounds-feet is optional. Both engines are linked to a continuously variable automatic transmission that sends power to all four wheels.

The Outback gets an EPA-rated 26 mpg city, 32 highway with the 2.5-liter engine and 22/29 with the turbo. With a taller ride height and all-terrain tires, the Wilderness trim level manages just 21/26 mpg.

Outback Pricing

• Base: $30,290
• Premium: $32,590
• Onyx Edition: $37,500
• Limited: $39,250
• Onyx Edition XT: $40,755
• Touring: $41,740
• Wilderness: $41,355
• Limited XT: $41,590
• Touring XT: $44,190

2025 Acura TLX: Luxury and Sportiness in Affordable Package

 If you're seeking a sedan in the compact-to-midsize range, and you'd like a little style and sportiness, check out the 2025 Acura TLX. 

The base model TLX and A-Spec feature a turbocharged 2.0-liter four-cylinder engine that makes 272 horsepower and 280 pounds-feet of torque. The performance-focused Type S has a turbocharged 3.0-liter V-6 that makes 355 hp and 354 pounds-feet. Both engines are linked to a 10-speed automatic transmission. The base model TLX is front-wheel drive, while the A-Spec and Type S have all-wheel drive standard.

In the last model year, the TLX got a mild refresh, which included a 12.3-inch digital instrument panel and a 12.3-inch infotainment display screen in place of the previous 10.2-inch screen.

Standard features include moonroof, keyless entry and start, leather upholstery, heated front seats, 12.3-inch digital instrument cluster, 12.3-inch infotainment screen with wireless Apple CarPlay and Android Auto, 13-speaker ELS Studio sound system, forward collision warning with automatic emergency braking, lane departure steering assist, lane-centering steering, adaptive cruise control, blind spot warning and front and rear parking sensors.

Options include sport-tuned suspension with adaptive dampers, Brembo brakes, ventilated front seats, 17-speaker ELS Studio audio system, head-up display and 360-degree camera system.

Interior space might be a little tight with this model, but despite that, it presents a compelling value for its relatively low price tag, by luxury standards. The TLX starts at around $46,000 and ranges to around $59,000. 

Visiting Montreal: A Blend of History and Modern Charm

 Montreal, one of Canada’s most iconic cities, offers tourists a captivating mix of European charm and North American vibrancy. Nestled in the province of Quebec, this bilingual metropolis is renowned for its rich history, stunning architecture, and thriving arts scene. Whether you’re an avid explorer or a culture enthusiast, Montreal’s many attractions ensure there’s something for everyone to discover.

A visit to Old Montreal is a must for any newcomer. Its cobblestone streets and historic buildings transport visitors back in time, with highlights like the Notre-Dame Basilica, a breathtakingly ornate masterpiece of Gothic Revival architecture. For those who appreciate panoramic views, ascending Mont Royal gives you a stunning overlook of the city, especially during the fall months when the surrounding foliage bursts into color. If you're a foodie, the city’s culinary scene is unparalleled, with staples like poutine or Montreal-style bagels, alongside a multitude of world-class restaurants and trendy eateries.

Art and culture thrive in Montreal, evident in institutions like the Montreal Museum of Fine Arts and the city's vibrant festival scene. The annual Jazz Festival and Just for Laughs comedy festival draw international crowds, creating an electrifying atmosphere. Additionally, the Mile End neighborhood is a treasure trove for anyone looking to explore local art, indie bookshops, and boutique cafes.

However, no city is without its quirks, and Montreal is no exception. One aspect that can occasionally detract from the experience is the attitude of some locals. While many Montrealers are welcoming and willing to assist, visitors have noted that interactions can sometimes feel chilly or curt. It’s easy to misinterpret this as coldness, but it often stems from the fast-paced urban lifestyle or cultural differences. Keeping this in mind, maintaining politeness and patience can often go a long way in making your interactions more pleasant.

Overall, Montreal is a vibrant, multifaceted destination that leaves a lasting impression. Its combination of historic charm, modern attractions, and cultural richness make it a city worth exploring. While occasional moments of aloofness from locals may dampen the experience slightly, Montreal's captivating beauty and lively energy are more than enough to make your visit truly unforgettable.